To help clients navigate challenges facing the industry, Celent has updated its IT spending forecast model based on recent primary insights from business and technology industry leaders from its Dimensions survey program.

This report, Dimensions: Retail Banking IT Spending Forecasts by Technology 2025–2030, provides insights into driving IT allocations and expected growth across technology areas within retail banking, examining global and regional allocation growth trends. This 2025 edition updates the previous forecast published in 2024, reflecting latest industry environment and outlook, and new primary insight from Celent's Dimension program.

IT spending in this report is analyzed by technology area, breaking down global spending by technology area and type. This includes the following segmentation:

• Applications—software licence and maintenance fees
• Cloud—IaaS, PaaS, and SaaS
• Internal—IT management, applications, and infrastructure
• Infrastructure—data center and network, and end-user computing
• Services—professional services, infrastructure services, applications services
• Other—premises, facilities, and overhead costs